- Strategy Development
You and your assurance trading broker will custom design a tangible asset strategy base on your investment needs. - Lock in Procedure
You and your assurance trading broker will lock in your purchase with our trading desk. This guarantees your price and availability of your purchase - Funding
After you have gone through the lock in procedure and you know the exact amount of the trade you have locked in. You can fund your trade 3 different ways.
- Bank Wire
- Cashier Check
- Personal Check
Your assurance trading broker will go over each option with you and give you mailing address or bank wiring instructions.
- Shipping
Your purchase will be shipped by Registered, Insured U.S. mail ounce your funds have cleared. This process takes 7 -21 days to complete depending on clearing time of your funds. - Service on your Account
Your assurance trading broker is available between 8 am to 6 pm MST, Monday through Friday to you answer your questions and provide you with updates on your portfolio and overall market conditions.
2) What is an Investment Grade coin?
Many coins can be considered investments for a number of reasons, however, for the typical non-collector investor; these general guidelines should be used:
- United States coins only.
- Date Prior to 1933.
- The condition or "grade" is Mint State (MS) or Proof (PF) 63 or higher (64, 65, 66 or 67). Coins graded 68 to 70 are very difficult to price due to extreme rarity and usually should be avoided.
- All coins must be graded and certified by either the Professional Coin Grading Service(PCGS) or the Numismatic Guaranty Corporation (NGC).
3) Why do I need precious metals in my portfolio?
The answer is diversification. The majority of your portfolio is in equity or paper investments, like stocks, bonds, mutual funds and annuities. These make up the vast bulk of your assets and in most economic scenarios will provide safety and growth for your future. However, there are certain times when tangible or real assets are important to your portfolio. One of the most time tested methods of "wealth insurance" has been precious metals investments. They are easy to store, easy to value, easy to transport and easy to sell. It is for this reason that you should have a portion of your portfolio into precious metals.
4) How much of my portfolio should be in precious metals investments?
Generally, an amount equal to 5% to a maximum of 25% of your growth portfolio can be in tangibles. The typical investor usually has at least 15% of assets in precious metals. The actual percentage that is suitable for you can be easily determined by you and your Assurance Trading broker in a review of your present holdings.
5) How to have precious metals done as an investment?
Like any other investment, it depends on the time frame that is examined. Historically, precious metals perform best when considered a long term investment. Paper assets make up the majority of a client's portfolio; precious metals can potentially hedge future cyclical economic events that affect those assets. Associate Dean of Research and Graduate Studies at Pennsylvania State University in State College, PA. found that, "The two top-performing investments over the past 25 years were stocks, at 14.6% per year, and high-quality, Investment Grade U.S. gold coins, at 14.3% per year. A broader index of Investment Grade U.S. coins, including all types in grade Mint State-65 (on a scale of 1 to 70), performed at 18% per year over the same period."
6) How can I keep track of how my precious metals investments are performing?
That is really simple. Assurance Trading will provide a evaluation for you at no charge, at least annually on your request. In addition, if you need more frequent reviews, they can be provided as easy as placing a toll-free call to our offices. All the evaluations are done by computer and are based on the up to date values. You will be able to find out the value of your precious metals investment with the same amount of effort that it takes to determine the value of your stocks.
7) How long should I hold a precious metals as an investment?
As a rule you should plan to commit 2-6 year hold period with a precious metals investment. However, when short term gains are realized prior to the recommended holding period, you and your advisor can review your portfolio and take profits where available.
8) Where do I store precious metals?
Precious metals are very easy to store. They can be stored in a safe deposit box at your bank or in a home safe.
9) How easy will it be to sell my precious metals?
Precious metals are among the most liquid and easy to sell tangible assets with over 5,000 industry outlets available for liquidation in the U.S. alone. You may elect to sell them back to Assurance Trading at any time. We will provide you a firm price based on the then prevailing market wholesale prices. This method takes no longer than 5 business days. An additional method of liquidation is through one of our affiliates many coin auctions. Auctions are conducted approximately once a month at major coin shows throughout the country, where your coins are exposed to the largest numbers of interested buyers. Depending on which type of auction you choose, the selling process is anywhere from 1 month to 3 months. Our auction affiliate takes control of the entire process from the time of your consignment to sending you your check. So, whether you choose to sell directly or at auction, selling is a snap.
